You’re as safe as the technology allows, however, these are the things you should look for: When proceeding with a purchase does the web address URL look like this , SHTTP or HTTPS, does it have a padlock symbol on the address bar, if it does this means that the information is encrypted.
Never use unsecured wireless networks to make an online purchase.
Protect your personal information: When making a purchase online, be alert to the kinds of information being collected to complete the transaction. Make sure you think it is necessary for the vendor to request that information. Remember, you only need to fill out required fields on a vendors checkout form.
Before providing personal or financial information, check the website's privacy policy. Make sure you understand how your information will be stored and used.
During any purchase before any transaction happens (provided you have signed up for it with your bank) you will be prompted to add three random letters of a security word you have chosen as added security. When using on-line banking it is likely that you will be asked for your pin number, dob, or favorite name, place of work or first school, or a combination of these, all of which you will have chosen when setting up on-line banking account in branch.
Make sure that the banks website is genuine, check phone numbers and branch address before submitting any personal details.